Personalise your digital banking solutions
Transform your banking approach with a personalized touch. Leverage real-time customer insights to offer tailored solutions and add unmatched value.
The Problem
Traditional digital banking applications may not have access to a wide range of financial data from different bank accounts and services, making it difficult for customers to get a complete view of their finances. This can lead to confusion, errors, and lack of control over their finances.
The Solution
Digital Banking applications enabled through our Banking API use real-time financial data from a variety of bank accounts and services to provide customers with a more comprehensive view of their finances. This allows them to easily track their spending, set budgets, and make more informed or automated financial decisions.
Products and Benefits
Balances
Check your user’s overall balance in real time
Account verifications
Confirm a user’s identity instantly
Transactions
Understand a user's spending by seeing their transactions
Income
Verify your user’s income
How it works
1
Get Consent
We’ll ask the user if they agree to share their banking data. The user will then select the data they wish to share, and for how long it will be shared for.
2
Authentication
Upon consent the user will authenticate into any bank of their choice simply using a biometric scan or a phone number and verification code. No login credentials will be collected.
3
Fiskil collects information
Fiskil collects, cleans and aggregates the user’s information fetched from the bank. Even if your user collects from multiple banks, we will always standardise and make sense of the data.